Advantage Equine Agency
Farmowners
What is covered on a Farmowners policy?
A Farmowners policy protects both property and liability exposures on one policy. It is a unique blend of coverage created specifically for farm operations. Farmowners policies can include homes, barns, arenas, farm equipment, and personal property, as well as personal or commercial liability.
Can I insure any other farming operations other than horses?
Working with our network of carriers, AEA can provide farmowners policies for many types of farms, in including equine, dairy, and crop farms. While we specialize in equine farms, we can certainly assist you on any type of farming operation.
Can I insure my trucks, trailers and other farming equipment?
Many types of mechanical farming equipment can be added to a farmowners policy. This includes tractors, manure spreaders, chain drags, lawn mowers, and golf carts. Some types of equipment may require types special liability coverage, which can also be added to a farmowners policy.
At this time, AEA does not provide auto insurance for trucks or trailers. However, insureds with a farmowners policy looking for additional liability coverage for both their farm and automobiles may be eligible for an umbrella policy. Please contact us if you are interested in adding this type of coverage.
Is liability coverage included on a Farmowners policy?
Yes, General Liability is automatically included with a Farmowners policy.
Care Custody and Control (CCC), Excess, and Umbrella coverage can be also added to the Farmowners policy, and we encourage you to contact us to discuss whether these additional coverages are appropriate for you.
