Owning a horse farm is not like owning a home. Farmers have multiple buildings to manage, an array specialized equipment that has to be kept in top condition, and of course animals that must be cared for. We understand this difference, which is why we are proud to offer comprehensive farmowners coverage to fit your operations. A farmowners policy is much more than a homeowners policy; in addition to your home, it covers barns and arenas, equipment and personal property. Your policy can also include a liability component that affords legal protection for you.
While we specialize in equine farms, we are able to offer to coverage to other types of farms as well, such as dairy and crop farms. We know that farming operations come in all shapes and
sizes, so we encourage you to contact us so we can help you determine what kind of coverage is right for you.
An umbrella policy is designed to stretch cover your existing liability coverage. An umbrella adds another layer of liability protect to your farm, auto, watercraft, or other types of property. These policies are an effective way to ensure that all of your valuables have an adequate level of protection.
Unfortunately, floods are a destructive fact of life. If your farm is located on a flood plain, chances are your are probably required to carry flood insurance on your property. Through our partnership with American Reliable, we are able to offer comprehensive flood insurance. By adding this coverage to your farmowners policy, you can be sure that you are adequately protected if the worst should happen.
Photo: Lisa Vreede Photography