How long does it take to get insurance?
Coverage can be bound when all applications are complete and signed and depending on the insurance carrier, whether the premium or down payment is received.
What should I do if I have a claim?
Most policies have 24-Hour claim service information attached to the policy, when the coverage is issued. Please also contact our office, the sooner the better, so we can assist you if necessary.
What is the first thing I need to do to get insurance?
The first step to purchasing insurance for your farm, liability or horse is to complete an application so that we may provide a competitive quote for your review. If you have any questions on which applications you need, please contact us and we will be happy to guide you
Where can I find applications and forms?
Applications can be found here.
Can I use one company's application to get a quote from another company?
You may use another company's application to get a quote started, but depending on the type of coverage and carrier, they may require their own signed application prior to binding. For help in selecting the best application for your needs, please contact us. Foals can be insured at 24 hours after birth, for Mortality only. You may add Surgical or Major Medical once the foal reaches 6 months of age. Rates are higher for very young horses, so contact us for more details.
In which states are you currently licensed to do business? If you aren’t currently licensed, could you still help me?
Advantage Equine Agency is licensed to write business in Arizona, Florida, Illinois, Indiana, Iowa, Maryland, Michigan, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia and West Virginia. We are always adding new states, so please contact us if you are not listed. If we can't help we will try to refer you elsewhere.
We can certainly help you even if we are not licensed in your state by providing guidance in obtaining the coverage you need.